fire insurance

American  

noun

1. insurance covering any loss or damage caused by fire.

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fire insurance British  

noun

1. insurance covering damage or loss caused by fire or lightning

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Etymology

Origin of fire insurance

First recorded in 1790–1800

Example Sentences

The Fair Plan, which offers basic fire insurance for homeowners who can’t get coverage elsewhere, is seeking a 35.8% rate increase to buoy its strained finances.

From The Wall Street Journal • Feb. 22, 2026

Ameer also believes that fire insurance issues could be partly responsible for slowing sales in the area.

From MarketWatch • Feb. 17, 2026

While we get ulcers worrying about jobs, bills and whether or not our fire insurance will be revoked, they are throwing fits over who sits where in the car or why their T-shirt feels scratchy.

From Los Angeles Times • Jun. 6, 2025

We have fire insurance, for now, though given the recent history of that industry, our premiums could be raised to unsustainable levels or our coverage dropped altogether.

From Los Angeles Times • Jan. 14, 2025

Only the ardor of the Wall Street firms, desperate to buy fire insurance on their burning home, remained undimmed.

From "The Big Short" by Michael Lewis