commercial bank

American  

noun

1. a bank specializing in checking accounts and short-term loans.

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commercial bank British  

noun

1. a bank primarily engaged in making short-term loans from funds deposited in current accounts

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Etymology

Origin of commercial bank

First recorded in 1905–10

Example Sentences

These had to be offset by liabilities on the central bank’s balance sheet, and the easiest liability to increase was the accounts of reserve funds that commercial banks deposit at the Fed.

From The Wall Street Journal

They believe they need to expand their asset holdings to match the level of reserve deposits commercial banks are likely to want to hold.

From The Wall Street Journal

That in turn reduces payments to commercial banks and would be seen by them as a bank tax in all but name.

From BBC

U.S. commercial banks may also be hoarding liquidity, and not lending in out in the repo market, to avoid recognizing around $400 billion in unrealized securities losses, according to Bank of America data.

From Barron's

In addition to Ripple, Coinbase and the U.K. payments company Wise, other applicants for trust charters include Sony Bank, a Japanese commercial bank whose parent company is partially owned by the electronics and entertainment conglomerate.

From The Wall Street Journal