fire insurance

American  

noun

1. insurance covering any loss or damage caused by fire.

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fire insurance British  

noun

1. insurance covering damage or loss caused by fire or lightning

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Etymology

Origin of fire insurance

First recorded in 1790–1800

Example Sentences

The Fair Plan, which offers basic fire insurance for homeowners who can’t get coverage elsewhere, is seeking a 35.8% rate increase to buoy its strained finances.

From The Wall Street Journal • Feb. 22, 2026

Ameer also believes that fire insurance issues could be partly responsible for slowing sales in the area.

From MarketWatch • Feb. 17, 2026

Micheli, who closely tracks legislative actions, said the committee is likely to tackle issues of affordability and eligibility on the homeowners front — issues that could shape the fire insurance market going forward.

From Los Angeles Times • Jan. 30, 2025

The complications with fire insurance, combined with the region’s problems with housing affordability and supply, will only be exacerbated by these fires, Klowden said, leading some to reconsider whether they can stay in California.

From Los Angeles Times • Jan. 9, 2025

Like Tessie, Milton’s mind was searching the bottom drawer of his desk, in particular a fat envelope containing the three fire insurance policies from separate companies.

From "Middlesex: A Novel" by Jeffrey Eugenides