factoring

American  

[fak-ter-ing] / ˈfæk tər ɪŋ /

noun

1. Commerce. the business of purchasing and collecting accounts receivable or of advancing cash on the basis of accounts receivable.

2. the act or process of separating an equation, formula, cryptogram, etc., into its component parts.

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factoring British  

/ ˈfæktərɪŋ /

noun

1. the business of a factor

2. the business of purchasing debts from clients at a discount and making a profit from their collection

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Etymology

Origin of factoring

factor + -ing ¹

Example Sentences

Humans’ accuracy rate is much lower, when factoring in guest greetings, delivering the right upsell and entering the correct order, the company said.

From The Wall Street Journal • Apr. 16, 2026

Even after factoring in these real-world measurement errors, the model showed that targeting a systolic blood pressure below 120 mm Hg prevented more cardiovascular events than aiming for 130 mm Hg.

From Science Daily • Apr. 16, 2026

The country offers a 30% rebate that expands when factoring in eligible Hungarian spending.

From Los Angeles Times • Apr. 13, 2026

But make sure you’re factoring in the cost of a prepurchase inspection, which can run anywhere from $200 to $500, to make sure the math still works in your favor.

From MarketWatch • Apr. 10, 2026

The bus ride down Arlington Avenue was extremely short, so Jake amused himself by silently factoring percentages for passengers versus bus capacity and average number of potholes per city block.

From "The Smartest Kid in the Universe" by Chris Grabenstein