loan-to-value

noun

1. the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved LTV

Example Sentences

"The traditional financiers have pulled back their loan-to-value ratios, narrowed the type of borrower that they're wanting to deal with, it's generally harder and you're more likely to fall into the alternatives sector."

From Reuters

Lenders might view the WeWork debacle as a cautionary tale, sources said, potentially requiring borrowers to inject more equity into their properties to reduce the loan-to-value ratio.

From Reuters

Ravi Anand, managing director of specialist lender ThinCats, said firms without large asset bases were struggling to access all but the most vanilla, loan-to-value based finance from mainstream banks, with loans based on core profit much harder to come by.

From Reuters

The agency affirmed its BB long-term issuer credit rating, saying it expected SoftBank's loan-to-value ratio to remain at its current level or worsen and said it expected the group would continue to make growth investments "despite an uncertain external environment."

From Reuters

Banks are increasingly vigilant about a deterioration in the quality of their loans to real estate firms, with key ratios including loan-to-value under sustained pressure, raising the prospects of covenant breaches which could force borrowers to top up equity or even sell assets.

From Reuters