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demand deposit

noun

, Banking.
  1. a deposit subject to withdrawal at the demand of the depositor without prior notice.


demand deposit

noun

  1. a bank deposit from which withdrawals may be made without notice Compare time deposit
“Collins English Dictionary — Complete & Unabridged” 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012
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Word History and Origins

Origin of demand deposit1

First recorded in 1925–30
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Compare Meanings

How does demand deposit compare to similar and commonly confused words? Explore the most common comparisons:

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Example Sentences

Six commercial banks all announced that they had lowered the rate for demand deposits, essentially a checking account, to 0.2 percent from 0.25 percent.

That number reportedly includes “personal property and demand deposit accounts, financial accounts, insurance policies and royalties.”

But now, sellers may demand deposits of $1,000, and sometimes as much as $2,500.

They did not take federally insured demand deposits from the general public who had no means of policing their affairs.

Commercial banks that wished to keep making loans would raise long-term capital in the debt and equity markets, ending the mismatch between demand deposits and long-term loans that can cause liquidity problems.

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